JUDGEMENTS
If you have been informed that a Judgment has been made against you for personal debt, bankruptcy can help you. The following can happen to you if you do not act quickly:
1. A Lien may be placed against your checking and/or savings account; and your balances garnished to satisfy the Judgment.
2. Your wages may be garnished in order to satisfy the Judgment.
Act now. Many creditors want you to believe that bankruptcy is bad. This is incorrect. Bankruptcy is a Federal Tool designed to protect you against harassment from creditors and give you a fresh start.
IDENTITY THEFT
Bankruptcy can also help you against identity theft. If you are being harassed by creditors with respect to unauthorized charges to your account, filing a bankruptcy will help you reinstate your credit and will help to timely pursue the fraudulent activity on your accounts.